Insurance

Affordable, Insurance-Friendly Care for Complex Needs

Using Insurance at Chronius

Managing complex health conditions shouldn’t be a luxury. We believe higher-touch, condition-informed care should still be accessible.

That’s why we’ve built a model that combines insurance coverage with a low monthly membership fee, so you can get the support you need without the high price tag of concierge care. We accept insurance to help cover the cost of your visits, labs, medications, and more.

How It Works

Chronius is a membership-based primary care practice.

  • Your monthly membership gives you access to your care team and includes high-touch care coordination, patient advocacy, and longer visit lengths.

  • Your insurance is billed for medical visits, labs, imaging, and prescriptions—just like at a traditional PCP office. We bill visits as primary care, so your usual coverage applies. (HMO members: you may already have a PCP assigned, please check with your plan to confirm.)

Plans We Accept

We’re currently in-network with: Medicare (Traditional), Aetna, UnitedHealthcare, and Cigna (specific plan details below). We’re adding more plans as quickly as we can.

Not In-Network With Us Yet?

No insurance or out-of-network? You can still see us. Our cash-pay rate is $40 per visit, a temporarily discounted price designed to reflect a typical copay. On January 1st, 2026, this rate will increase to standard out-of-network primary care visit pricing. Specifically, New Patient visits will be $239 and Established Patient visits will range from $89 to $169, depending on the length and complexity of the visit.

You may still be able to use your insurance at your preferred pharmacy, and for labs, imaging, or other testing ordered by your Chronius provider.

Have additional questions?

If you have any questions about insurance, pricing, or anything else, you can always email us at hello@chroniushealth.com.

Want to Confirm Your Coverage? Insurance plans can vary, especially employer-sponsored ones. For full clarity, call the number on the back of your card and ask if we’re in-network. If needed, here’s our NPI number: 1194409920. Here’s our practice name and address: Chronius Care Medical Group PLLC (doing business as Chronius Health), 7901 4TH ST N STE 14102, ST PETERSBURG, FL 33702. And here are the CPT codes that we most often bill: 99205 (New Patient visit), 99215 (established patient visit of high complexity), 99214 (established patient visit of moderate complexity).

Check if We’re In-Network with Your Insurance Plan

Florida

Medicare: Part B (traditional/original Medicare) only, Dr. Rubin only (Dr. Pederson is not yet in-network with traditional/original Medicare). If your primary insurance coverage is through Medicare (Part B), select Dr. Rubin when scheduling your New Patient visit. We are not (yet!) in-network with Medicare Advantage plans

UHC: Commercial (non-Medicare, non-Medicaid) plans other than HMO plans. Dr. Pederson is the sole provider in the practice who has been accepted into UHC plan networks; if you have insurance coverage through UHC, select Dr. Pederson when scheduling your New Patient visit.

Cigna: Open Access Plus, Choice Fund PPO, PPO, ChoiceFund OA Plus, OAP with ChoiceFund, OA Plus, Carelink Planks: Open Access Plus, CIGNA Healthcare Seamless Network - Florida, Tampa HMO, Cigna + Oscar Open Access Plus Gold

Aetna:
PPO: Open Choice® PPO, Open Choice® PPO (Aetna HealthFund®)

POS: Choice® POS II (Aetna HealthFund®), Choice® POS II (Open Access), Choice® POS (Aetna HealthFund®), Managed Choice® POS, Open Access® Managed Choice® POS (Aetna HealthFund®), Managed Choice® POS (Open Access), Choice® POS (Open Access), Quality Point-of-Service (QPOS®)

EPO: Open Access® Elect Choice® EPO (Aetna HealthFund®), Elect Choice® EPO (Open Access), Elect Choice® EPO

HMO: HMO (Open Access)

Other: Health Network Option(SM) (Aetna HealthFund®), NYC Community PlanSM, SelectSM, SelectSM (Open Access), Open Access Aetna SelectSM (Aetna HealthFund®), Health Network Only(SM), Health Network Only(SM) (Aetna HealthFund®), Health Network Option(SM), National Advantage™ Program, Premier Plus (Select Open Access) (Open Access Aetna Select)

Need to Confirm We’re In-Network? Share These NPIs with Your Insurer

Callie Pederson, DO: 1568991446

Jennifer Rubin, MD: 1285819011

Katherine Eisenberg, MD: 1659660751

Though we recommend confirming with your insurance plan that your specific Chronius physician (listed above) is in-network with your plan, you may also want to have our organization’s NPI handy, just in case:

Chronius Care Medical Group PLLC: 1194409920

Your insurance provider may also ask for the name of the practice and the practicing address: Chronius Care Medical Group PLLC (doing business as Chronius Health), 7901 4TH ST N STE 14102, ST PETERSBURG, FL 33702